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Fire & Water - Cleanup & Restoration

Fire Damage and Revenue Loss

5/16/2022 (Permalink)

Damage To The Property And Loss Of Revenue

If your company in Mentone, CA, experiences fire damage, there is a good chance that your business operations will suffer. This could mean that your income from sales and services could decrease, making it hard to meet your financial commitments. Soot and smoke damage, as well as water damage from fire fighting efforts, can make a building unsuitable for use for days, weeks or even months. A strong interruption insurance policy provides coverage for this difficult situation.

The Need for Insurance

Your company knows that standard insurance is essential to protect against property damage from a disaster. In some cases, the temporary loss of a steady income stream is just as expensive as the property loss from a fire. This makes business interruption coverage vital for the success of your company.

The Features of Interruption Insurance

As with other insurance products, you can customize this type of insurance for the specific needs of your business. In many cases, interruption protection provides the following benefits and coverages:

  • Replaces lost income as the result of property damage
  • Covers operating expenses and loan payments
  • Pays for a move to a temporary location
  • Covers tax payments and company payroll

As with other policies, there could be exclusions and limits on payments. Most claims are based on the past earnings of your company from a similar period.

The Benefits of Prompt Fire Restoration

After a business fire, it is important to contact an experienced fire mitigation team to return your facility to its pre-fire condition. This is the most efficient way to make the building safe for operations. A fast response from a team that is on call 365 days a year limits damages and lets your business restore its income stream.

Interruption insurance protects your company from the financial consequences of disasters such as a fire. It can help your company survive the aftermath of a damaging fire.

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