3 Ways Pretesting Can Reduce Commercial Insurance Claims
As an insurance agent, you can be constantly finding ways to satisfy your clients while also reducing the costs of their claims. An effective way to accomplish this task is by working together with a reliable damage recovery company to conduct pretesting on the client's commercial property. This practice can both maintain expenses down and assist your clients due to a variety of reasons.
Prevention of Further Damage
Most damage in a Yucaipa, CA, commercial property originates from a source and can spread throughout the entire property. A team of experienced technicians can safely enter the building to find and stop the source. Additionally, they can use their knowledge of the area to protect the furniture and move it to a safer spot. This measure prevents further damage and removes the expenses of furniture and equipment replacement.
Assessment of Damage and Hazards.
Damage recovery company employees can further help with the insurance claim by assessing the existing damage as well as any potential hazards. Pretesting allows the employees to observe what they are facing and prepare an efficient plan for the current situation. They can also find any hazards created or exacerbated by the incident, such as:
- Loose or exposed wiring
- Falling debris
- Trip hazards
- Dangerous chemicals
These elements can complicate the restoration process, harm people and lead to additional costs. Early examination prevents these dangers and lowers claims.
Identification of Water Type
If there is water damage at your client's commercial building, it is important to identify the type of water in the area. Different water categories mean different levels of contamination. For instance, a remediator crew would use greater protection with category three black water than with categories one or two, or white and gray water. Each classification determines the recovery and decontamination processes as well as their costs.
It is important to help your clients repair damage to their businesses while also making the process affordable for everyone.